Equal access to industry-leading financing

  • Business lending reinvented
  • Innovative tech-powered platform
  • $3.2B direct lender and financing marketplace
Equal Access

Programs

FAST CAPITAL
TERM LOAN
CREDIT LINE
SBA / BANK
EQUIPMENT
REAL ESTATE
Fast Capital

FAST CAPITAL

Access expedited and automated small business financing with dedicated live support. One streamlined application enables eligible borrowers to compare multiple financing options—and funds can be used for most business purposes such as to buy equipment or inventory, for unrestricted working capital, or to consolidate debt.

We can even consider borrowers turned down by other lenders due to low credit or other financing barriers!

PREQUALIFY
  • $1,000 to $500,000+
  • Flexible Credit Minimum
  • Competitive Financing Rates
  • No Collateral Required
  • Streamlined Underwriting
  • 3+ Months Time in Business
  • Low Revenue Requirement
  • Most Industries Considered
  • Nationwide Financing
  • Same-Day Funding Available
Credit Builder

TERM LOAN

If you’re interested in an affordable business loan that is NOT SBA financing, is fixed-rate, long-term, low documentation, and closes quickly, then you’ve come to the right place.

Loans are fixed for 10 years and can be used for working capital, to consolidate debt or merchant cash advances (MCAs), buy equipment or inventory, or for expansion and other business needs.

PREQUALIFY
  • $25,000 to $350,000
  • 640 Credit Minimum
  • Fixed Interest Rates
  • No Hard Collateral Required
  • MCA Consolidation
  • Streamlined Underwriting
  • 1+ Year Time in Business
  • Most Industries Considered
  • Income Requirements Apply
  • Close as Fast as 2 Weeks
Credit Line

CREDIT LINE

Are you seeking flexible access to capital? A revolving business credit line operates like a credit card, usually offering a higher credit limit and lower interest rate, and you pay interest and fees solely on the funds you utilize.

Pay off your balance at any time without incurring penalties and repeatedly draw funds for expansion, emergencies, or any unforeseen business expenses.

PREQUALIFY
  • $1,000 to $500,000+
  • Low Interest Rates
  • Flexible Credit Minimum
  • Up to 36-Month Terms
  • Streamlined Underwriting
  • 6+ Months Time in Business
  • No Collateral Required
  • Most Industries Considered
  • Nationwide Financing
  • Same-Day Funding Available
Buisiness

SBA / BANK

Business owners can access bank loans and preferred SBA financing for a variety of specialized needs such as to purchase or start a business, construct commercial real estate, for leasehold improvements, working capital, and more.

Our experience with complex financing structures allows us to deliver creative and flexible solutions when other lenders can’t.

PREQUALIFY
  • $25,000 to $15 Million
  • Nationwide Financing
  • 650 Credit Minimum
  • Competitive Interest Rates
  • Up to 100% LTV Available
  • Monthly Loan Payments
  • Up to 25-Year Loan Terms
  • Streamlined Underwriting
  • Most Industries Considered 
  • No Prepay Penalty Options
Equipment

EQUIPMENT

We are one of the nation’s top equipment lenders and tech-powered loan marketplaces. Equipment financing is available for most industries and credit profiles, and we’re able to issue approvals in hours, and fund same-day.

Most equipment types are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you.

PREQUALIFY
  • $5,000 to $5 Million
  • Custom Payment Options
  • Competitive Pricing
  • Up to 84-Month Terms
  • Dealer & Private Party Sales
  • Nationwide Financing
  • 0% Down on Purchases
  • Most Industries Considered
  • Same-Day Funding Available
  • NEW and USED Equipment

REAL ESTATE

Business owners and property investors can access small balance real estate mortgages to purchase, refinance, or pull unrestricted cash out of most commercial property types including raw land and investor residential.

Plus, our story-based, application-only, and stated-income underwriting options enable us to consider borrowers turned down by other lenders.

PREQUALIFY
  • $25,000 to $2 Million+
  • All 50 States + D.C.
  • 600 Credit Minimum
  • Interest Rates From Prime + 1%
  • Up to 75% LTV Available
  • Monthly Loan Payments
  • Up to 30-Year Fixed Terms
  • Streamlined Underwriting
  • Most Property Considered
  • Close as Fast as 2 Weeks

Closings