Equal access to industry-leading financing
- Business lending reinvented
- Innovative tech-powered platform
- $3.1B direct lender and financing marketplace
Programs
FAST CAPITAL
We offer multiple financing options for businesses including Term Loans, SBA Loans, Advances, Credit Lines, and more! We can even consider borrowers turned down by other lenders due to low credit or other financing barriers.
Funds can be used for most business purposes such as to buy equipment or inventory, for working capital, or to consolidate debt or merchant cash advances.
PREQUALIFY- $1,000 to $500,000+
- No Min. Credit Score
- Competitive Financing Rates
- No Collateral Required
- Streamlined Underwriting
- No Min. Revenue Required
- No Min. Time in Business
- Most Business Types Eligible
- Nationwide Financing
- Same-Day Funding Available
CREDIT LINE
Are you seeking flexible access to capital, where you pay only for the funds you need? A revolving business line of credit operates like a credit card, usually offering a higher credit limit and lower interest rate, and you pay interest and fees solely on the funds you utilize.
You can pay off your balance at any time without incurring penalties and repeatedly draw funds for expansion, emergencies, or any unforeseen business expenses—all through a convenient online portal.
PREQUALIFY- $1,000 to $500,000+
- Low Interest Rates
- No Min. Credit Score
- Up to 36-Month Terms
- Streamlined Underwriting
- 6+ Months Time in Business
- No Collateral Required
- Most Business Types Eligible
- Nationwide Financing
- Same-Day Funding Available
BUSINESS
Business owners can access flexible Conventional Loans, Term Loans, or preferred SBA Financing for a variety of business purposes such as to purchase or construct commercial real estate, buy or start a business, for large amounts of working capital, or to consolidate debt or merchant cash advances.
We can even consider borrowers turned down by other lenders due to credit issues, limited collateral, or other financing barriers. Cannabis financing also available!
PREQUALIFY- $25,000 to $15 Million
- Nationwide Financing
- 650 Credit Score Min.
- Competitive Interest Rates
- Monthly Loan Payments
- 5- to 25-Year Loan Terms
- Flexible Underwriting
- Most Businesses Eligible
- No Prepay Penalty Options
- Expedited Funding Available
EQUIPMENT
We are one of the nation’s top equipment lenders and our customized term and payment options match your business’s cash-flow cycle. Our innovative loan portal and live personal support enable us to issue financing approvals in hours, and fund in less than a day.
Most equipment and businesses are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you.
PREQUALIFY- $5,000 to $5 Million
- Custom Payment Options
- Competitive Pricing
- Up to 10-Year Terms
- Dealer & Private Party Sales
- Nationwide Financing
- 0% Down on Purchases
- Startup Terms Available
- Same-Day Funding Available
- NEW and USED Equipment
CREDIT BUILDER
Even if you have no or low credit, you may still be eligible to prequalify for financing without impacting your credit through our flexible programs. If financing eligibility remains a challenge, our advisors can assist you in selecting from various Credit Builder products, such as the Credit Builder Loan, Credit Builder Card, Bill and Rent Reporting, and Credit Repair.
With ongoing credit score monitoring, you’ll receive notifications about score improvements and when you’ve re-qualified for better financing terms.
PREQUALIFY- Free Consultation
- Affordable Plan Options
- Create On-Time Pay History
- Same-Day Solutions
- 65 Point Avg. Score Increase
- Remove Incorrect Credit Info
- Industry-Leading Providers
- Save on Future Payments
- Tailored Program Options
- Personal & Business Credit
BOI FILING
Starting January 1, 2024, most businesses are required to file a Beneficial Ownership Information (BOI) report or risk civil and criminal penalties like fines and even imprisonment. Navigating a new federal law can be overwhelming—but we’ve partnered with a team of experts to file your BOI report for you.
Click below to see if you are exempt or simply file online with support from a FinCEN authorized API participant.
GET STARTED- Error-Free Reporting
- FinCEN Compliant
- Fully Encrypted Filing
- Hassle-Free Process
- Avoid Fines of $591 per Day
- Answer Only a Few Questions
- Monthly Monitoring Options
- Stress-Free Solution
- Timely Status Updates
- Low Filing Cost