Equal access to industry-leading financing

  • Business lending reinvented
  • Innovative tech-powered platform
  • $3.2B direct lender and financing marketplace
Financing
Programs
Equal Access

Programs

TERM LOAN
CREDIT LINE
REAL ESTATE
EQUIPMENT
SBA
FAST CAPITAL
Credit Builder

TERM LOAN

If you’re interested in an affordable business term loan with monthly payments (this is not SBA financing), that is fixed-rate, long-term, low documentation, and closes quickly, then you’ve come to the right place.

Loans are fixed for 10 years and can be used for working capital, to consolidate debt (including up to 2 merchant cash advances), buy equipment or inventory, or for expansion and other business needs. Loans are cash-flow based, and the last 12-months of bank statements and the most recent filed business tax return must be provided.

PREQUALIFY
  • $25,000 to $200,000
  • 650 Credit Minimum
  • Fixed Interest Rates
  • No Hard Collateral Required
  • MCA Consolidation
  • Streamlined Underwriting
  • 1+ Year Time in Business
  • Most Industries Considered
  • $8,000+ Monthly Revenue Min.
  • Close as Fast as 2 Weeks
Credit Line

CREDIT LINE

Market conditions are uncertain, have access to capital when you need it. A revolving business credit line operates like a credit card, usually offering a higher credit limit and lower interest rate, and you pay interest and fees solely on the funds you utilize.

Pay off your balance at any time without incurring penalties and repeatedly draw funds for expansion, emergencies, or any unforeseen business expenses. Prequalify in minutes and access funds in as fast as 1 day.

PREQUALIFY
  • $1,000 to $500,000+
  • Low Interest Rates
  • Flexible Credit Minimum
  • Up to 36-Month Terms
  • Streamlined Underwriting
  • 6+ Months Time in Business
  • No Collateral Required
  • $14,000+ Monthly Revenue Min.
  • Nationwide Financing
  • Same-Day Funding Available

REAL ESTATE

Business owners and property investors can access no income documentation commercial real estate loans, nationwide. This is an asset-based, application-only loan program and no bank statements, tax returns, or financials are required. Most real estate is considered including raw land and residential investment property.

There is no property occupancy requirement, no cash-flow or debt-service minimum, and no third-party appraisal is required in most cases.

PREQUALIFY
  • $25,000 to $500,000+
  • 680 Credit Min. (lower case-by-case)
  • Unrestricted Cash-Out
  • Nationwide (no population min.)
  • Interest Rates From Prime + 1.5%
  • 5 Year Term, 25 Year Amortization
  • Application-Only Program
  • 50% Maximum LTV
  • Raw Land & Rural Property
  • Close as Fast as 2 Weeks
Equipment

EQUIPMENT

We are one of the nation’s top equipment lenders and tech-powered loan marketplaces. Equipment financing is available for most industries and credit profiles, and we’re able to issue approvals in hours, and fund same-day.

Most equipment types are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you.

PREQUALIFY
  • $5,000 to $5 Million
  • Custom Payment Options
  • Competitive Pricing
  • Up to 84-Month Terms
  • Dealer & Private Party Sales
  • Nationwide Financing
  • 0% Down on Purchases
  • Most Industries Considered
  • Same-Day Funding Available
  • NEW and USED Equipment
Buisiness

SBA

Business owners can access preferred SBA 7(a) financing up to $5 million for a variety of specialized needs such as to purchase or start a business, or to renovate or construct commercial real estate. SBA Express loans up to $50,000 and expedited SBA 7(a) working capital loans up to $350,000 are also available and can be delivered in as fast as 2 weeks.

Our experience with complex financing structures allows us to deliver creative and flexible solutions when other lenders can’t. Loans are cash-flow based, and personal and business tax returns must be provided. 

PREQUALIFY
  • $20,000 to $5 Million
  • Nationwide Financing
  • 650 Credit Minimum
  • Interest Rates From Prime + 2%
  • Startup Financing Available
  • Monthly Loan Payments
  • Up to 25-Year Loan Terms
  • Streamlined Underwriting
  • Most Industries Considered 
  • No Prepay Penalty Options
Fast Capital

FAST CAPITAL

Access expedited and automated small business financing with dedicated live support. One streamlined application enables eligible borrowers to compare multiple financing options—and funds can be used for most business purposes such as to buy equipment or inventory, for unrestricted working capital, or to consolidate debt.

We can even consider borrowers turned down by other lenders due to low credit or other financing barriers!

PREQUALIFY
  • $1,000 to $500,000+
  • Flexible Credit Minimum
  • Competitive Financing Rates
  • No Collateral Required
  • Streamlined Underwriting
  • 3+ Months Time in Business
  • Low Revenue Requirement
  • Most Industries Considered
  • Nationwide Financing
  • Same-Day Funding Available

Closings