We’re a $2.3 billion balance-sheet lender and tech-enabled loan marketplace offering a full spectrum of business and real estate loans from $1K to $75M. Most recently, we directly funded an 18-month, 7% rate, interest-only, short-term 4.71 acre land refinance loan with no prepay penalty. The land was raw, pre-development.
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South End Capital Announces a Selection of Recent Balance-Sheet and Marketplace FinancingsMarch 21, 2022
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South End Capital Delivers 0% Down Payment Equipment Financing for Hard to Fund IndustriesFebruary 14, 2022
South End Capital a division of Stearns Bank N.A., a creative commercial lender and tech-enabled business, real estate, and equipment finance platform, has announced a selection of recent equipment financings. The highlighted equipment financing transactions were provided to industries often overlooked by other equipment lenders, and demonstrate South End’s ability to think outside the box. Read full article... |
Trucks & Boats & Dumpsters, Oh My! South End Capital Presents a Selection of Recent Equipment FinancingsFebruary 9, 2022
From computers to airplanes and everything in between! if your small business needs to purchase or refinance equipment, we can help. We’re a $2.3 billion balance-sheet lender and tech-enabled loan marketplace offering a full spectrum of business and real estate loans from $1K to $75M. Read full article... |
South End Capital Opens Partner Program to Affiliate MarketersJanuary 12, 2022
South End Capital a division of Stearns Bank N.A., a nationwide $2.2 billion direct lender and tech-enabled business, real estate, and equipment loan platform offering loans from $1,000 to $80 million in all 50 States and D.C., has announced the expansion of its partner program to include affiliate marketers. Read full article... |
South End Capital Announces 687 Equipment Financings for $49M in DecemberJanuary 6, 2022
South End Capital a division of Stearns Bank N.A., an innovative commercial lender and tech-enabled business, real estate, and equipment finance platform, has announced another explosive month for equipment financing. The 687 equipment financings in December were delivered to start-up and established businesses of all kinds, and many were funded in hours and required the borrower to complete just a short verbal or 1-page application. Read full article... |
Noah Grayson, President of South End Capital, Featured in Commercial Property Executive Article “The Upsides, Challenges of CRE Fintech”January 5, 2022
Factors in fintech’s ascendency are many, including a COVID-era desire for contactless, technology-enabled business transactions and the goal of reducing the reams of paper involved in a transaction. Another factor is CRE borrowers’ expectation that loan processes will be expedited, as they have been in home mortgage and alternative business lending, said Noah Grayson… Read full article... |
South End Capital Announces 499 Equipment Financings for $36M in NovemberDecember 22, 2021
South End Capital a division of Stearns Bank N.A., an innovative commercial lender and tech-enabled business, real estate, and equipment finance platform, has announced another record-breaking month for equipment financing. The 499 equipment financings in November were delivered to a variety of business types, and many were funded the same day and required the borrower to complete only a verbal or 1-page application. Read full article... |
South End Capital Announces $35M in Equipment Financings in OctoberDecember 8, 2021
South End Capital a division of Stearns Bank N.A., a nationwide $2.2 billion direct lender and technology-enabled business, real estate, and equipment loan platform, has announced 528 equipment financings totaling approximately $35 million in the month of October. Read full article... |
Noah Grayson, South End Capital President, Contributes to Forbes Article “12 Branding Fundamentals Vital To The Success Of A New Business”November 19, 2021
No matter what industry you’re in, the success of a new business relies heavily on branding. From your values and image to your expertise and authority, your brand tells the story of your business in a way that grabs the attention of your ideal customers and clients. Read full article... |
South End Capital Announces 504 Equipment Financings in SeptemberOctober 26, 2021
South End Capital a division of Stearns Bank N.A., a nationwide $2.2 billion direct lender and technology-enabled business, real estate, and equipment loan platform, has announced 504 equipment financings totaling approximately $34 million in the month of September. Read full article... |
South End Capital Releases Customizable Program Templates to Assist Referral PartnersSeptember 30, 2021
South End Capital announced today that by popular demand—it has created templates which approved referral partners can white-label with their contact information and logo to market the firm’s financing programs. The program templates, along with detailed instructions, can be accessed on the “Resources” page of the South End Capital partner portal. Read full article... |
South End Capital Announces Over $100 Million of Real Estate, Equipment, and Business Financings in AugustSeptember 22, 2021
South End Capital a division of Stearns Bank N.A., a nationwide $2.2 billion direct lender and technology-enabled business, real estate, and equipment loan platform, has announced over $100 million or real estate, equipment, and business financings in August. Highlighted transactions included a number of large-balance ground-up construction, and opportunistic bridge financings. Read full article... |
South End Capital Announces 527 Equipment Financings in AugustSeptember 16, 2021
South End Capital a division of Stearns Bank N.A., a nationwide $2.2 billion direct lender and technology-enabled business, real estate, and equipment loan platform, has announced 527 equipment financings totaling approximately $35 million in the month of August. Read full article... |
South End Capital Delivers Affordable Equipment Financing to Georgia Dental PracticeJuly 29, 2021
South End Capital a division of Stearns Bank N.A., a nationwide $2.2 billion direct lender and technology-enabled business, real estate, and equipment loan platform, has announced a $90,402 equipment financing. This financing assisted a Georgia-based dental practice with an expansion opportunity on the heels of the pandemic-induced economic downturn. Read full article... |
South End Capital Announces a Selection of Recent Loan ClosingsJuly 27, 2021
South End Capital provided a 1st mortgage commercial real estate “CRE” financing for debt consolidation and working capital. A 25-year term loan at a 6% rate was delivered. Additionally, the nationwide lender provided financing to purchase dental equipment, funded a 90% LTV, and a 60-month term with a 3-month delayed payment start date. Read full article... |
Stearns Bank Acquires South End CapitalJune 10, 2021
Stearns Bank N.A., a financial institution in Minnesota, has acquired South End Capital Corporation and its digital lending platform to expand financing options and banking services for businesses. Noah Grayson, founder and president, South End Capital, and his team will join Stearns Bank as a specialized Stearns Bank division, accelerating each company’s digital innovation and their shared vision to deliver real estate investors and business owners the premier marketplace for banking services and customized, affordable financing through an advanced online banking platform. Read full article... |
Noah Grayson, South End Capital CEO, Contributes to Forbes Article “Nine Tips For Identifying New Hotel Real Estate Opportunities”April 12, 2021
With the looming shade of Covid-19 slowly dissipating and vaccines rolling out, tourism is likely to resume in some capacity in the near future. Real estate investors have the perfect entry point into the hospitality real estate investment market. With so many businesses looking to cash out, it’s easier to acquire real estate investments now than ever before. Read full article... |
Noah Grayson, South End Capital CEO, Contributes to Forbes Article “How To Estimate A Property’s Potential Value: 12 Tips For Investors”March 29, 2021
One of the most contentious things that a real estate investor can attempt to do is tell the future. We’re not talking about crystal balls and reading palms but predicting the state of a property within the next few years. However, estimation of the rise in property value is directly linked to many factors, ranging from viability in the current locale to the market factors impacting residential and commercial purchases. Read full article... |
Noah Grayson, CEO of South End Capital, Discusses Building A Scalable Loan Origination And Partner Platform Utilizing TechnologyFebruary 8, 2021
Below is a recent interview SuperbCrew conducted with our CEO, Noah Grayson, discussing the benefits of technology in loan origination. Read full article... |
South End Capital Enables Referral Partners to Offer PPP Loans to Their Networks and Earn Referral FeesFebruary 1, 2021
PPP financing has been activated as a program option on all South End Capital Referral Partner referral links. Existing partners can log in to their Partner Portal to access their referral link and view compensation and program guidelines. Those interested in signing up as a South End Capital Referral Partner to offer PPP loans, and other financing options to their clients, can register here. Read full article... |
South End Capital Announces a Selection of Recent Subprime SBA Loan ClosingsJanuary 26, 2021
We are pleased to announce that we were able to provide financing to businesses in industries that were significantly effected by COVID-19, including a restaurant, nail salon, and more. Read full article... |
Why Small Businesses Matter in Norwalk (Reimagined): South End Capital CorporationNovember 18, 2020
Small businesses matter – now more than ever. They are answering the call with innovation and determination like never before. We hope you join us in supporting them by sharing their story far and wide and shopping local! Read full article... |
South End Capital Closes a $3,500,000 Permanent Mortgage, Secured by Retail Strip-malls Located in Different StatesNovember 16, 2020
We refinanced the borrower’s 1st mortgage, provided additional renovations funds, and delivered a 5-year fixed, 25-year commercial mortgage at 7.5%. Retail strip-malls in different states were cross-collateralized for this loan. Read full article... |
South End Capital Closes a $225,000 Retail/Office/Church Refinance Mortgage During COVID-19 PandemicNovember 2, 2020
We refinanced the borrower’s 1st mortgage which was coming due and provided a stated income, 30-year fixed commercial mortgage at 8.99%. The tenants included a church, and we funded the loan in only 26 days. Read full article... |
Noah Grayson, South End Capital President, Contributes to Forbes Article: Building A Brokerage? Avoid Partners With Any Of These 16 TraitsOctober 20, 2020
Building a real estate brokerage can be a rewarding and lucrative opportunity, but it isn’t something to rush into. You’ll want to do your research and carefully consider your options before making any major decisions. Read full article... |
Noah Grayson, South End Capital President, Contributes to Forbes Article: Looking For Your First Investment Property? Follow These 13 Expert TipsOctober 14, 2020
Branching out into real estate investment is an exciting opportunity, and if done thoughtfully, can turn a tidy profit for investors. However, this opportunity also comes with risks that can be financially detrimental. Read full article... |
Noah Grayson, South End Capital President, Contributes to Real Estate Bees Survey: Impact of COVID-19 on the U.S. Hard Money LendersAugust 25, 2020
A new RealEstateBees.com survey of over 2,000 active hard money lenders found that despite the negative impact on their business caused by the COVID-19, more than 80% are seeing new opportunities opened by the pandemic. Read full article... |
South End Capital Opens its Subprime SBA Loan ProgramAugust 24, 2020
NORWALK, CONNECTICUT, UNITED STATES, August 24, 2020 /EINPresswire.com/ — South End Capital, a nationwide, non-conforming lender and intermediary providing commercial and non-owner occupied residential real estate mortgages, and business loans, has announced the re-opening of its innovative subprime Small Business Administration (SBA) loan program. Read full article... |
Noah Grayson, South End Capital President, Contributes to Forbes Article: 16 Ways Post-Crisis Innovation Will Impact Commercial Real EstateAugust 14, 2020
One of the most comforting things about reality is that crises don’t last forever. However, with some situations, the ramifications that a crisis can cause will be felt for months or even years after it ends. The impact of the current events on the commercial real estate industry has been hotly debated, especially in what regards the effects of the ongoing pandemic and resulting social distancing rules that have caused a significant drop in demand for office spaces. The question is how deeply the industry will be affected by these changes in the long term. Read full article... |
Noah Grayson, South End Capital President, Contributes to Forbes Article: 13 Ways to Avoid a Bad Landlord LeaseMay 4, 2020
In the rental market, a tenant’s experience usually depends on the potential landlord. While location and space are certainly important when renting, the relationship you have with your property manager can directly impact your quality of life—and you’ll have that relationship until your lease ends. Read full article... |